Completely realize Sara. I acquired my information as IвЂ™ve had an appearance regarding the quantity of upheld plaints against the one which were refused. The reason why we state I read of the ombudsman decisions was that the consumer had been asked the questions about credit mitments and outgoings on the new QQ application form that it maybe reject for that is because of 2 cases. The FOS took it that QQ accepted the consumer based on exactly just what information the client offered. If those figure had been inaccurate then that is the fault regarding the consumer maybe not QQ. From the that one since it is exactly what prompted us to check out the long ago whenever device to see if i obtained it incorrect plus they did ask, fortunately I became appropriate they didnвЂ™t. The FOS worked in really mystical methods for the reason that what one adjudicator would search for to upheld another will utilize it to reject. Constantly well worth a spin however because what your ine and outgoings had been in the 1st application could possibly be different the next month. QQ demonstrably knew their application back 2008 вЂ“ 2011 had been insufficient simply because they changed it to add outgoings and credit mitments but i possibly couldnвЂ™t learn if they changed it. ThatвЂ™s why its well worth checking which one had been done. Best Of Luck
We kinda think that regardless of the very fact that We borrowed over 17000 using them , rolled them over on a monthly basis for 36 months, had numerous loans with other lenders, asked them to shut my account however they didnвЂ™t, destroyed a girlfriend due to it, had been suicidal, We donвЂ™t care exactly what anybody claims it had been irresponsible and I also would like them to admit it. I’d a medication, liquor and gambling issue that thankfuly I have actually left out. If some body asks to provide you 1000 at four each morning, would any person that is sane you that? It is not really in regards to the money for me personally, it is for my health. I would like them to learn they took advantage of me that it wasnвЂ™t ok and. They are able to stick 500 i will cause them to become feel a little bit of discomfort the same manner we did. Sorry to rant, drops mic
We made a plaint to quid that is quick 4 months ago, fast quid came ultimately back and stated this has done every thing it will have. I wasnвЂ™t pleased and took it to your Financial ombudsman, after about 30 days waiting around for an adjudicator I became given one who contact me personally and did quid that is quick made similar offer that we asked for nevertheless they declined.
All interest refunded, 8% and all sorts of entries deleted from my credit history thus I are going to be getting just over 2500 from their store when it comes to amount of 2010 to present.
So Maine payday loans direct lender stay with it everybody. Personally I think like IвЂ™m finally right back accountable for my entire life.
I’ve simply received a contact from Quick Quid providing me personally 500, my goal is to reject it regarding the foundation that
A. We borrowed over 17,000 up to the true point that We asked for my account to be terminated.
B. They admit that they continued to lend to me (I was in a bad place) after I requested my account to be cancelled,. They will have perhaps perhaps maybe not supplied information on just exactly just how much financing here ended up being once I asked for the account to be terminated.
C. My mom had to bail me away 1000 to quid that is quick we have evidence of the deal, plus the proven fact that for a passing fancy time she paid WageDayAdvance 700 and paydayexpress 500, which will show how much difficulty I became in.
D. 500 is bull crap
Have you got experience of anybody requesting a merchant account to be terminated yet the lending company proceeded to provide? Can there be a true point of legislation for this impact? Certainly there was a duty never to lend further if the account was expected to be closed?
I would personally actually appreciate any assistance about this, my goal is to fight and just take this towards the ombudsman.
Sara (Financial Obligation Camel) says
Hi Tommy, shockingly reckless financing. You donвЂ™t need certainly to quote a true point of legislation, the Ombudsman talks about what’s fair 🙂
Many thanks for the response, this is just what they pennedвЂ¦
Although we offered re re payment assistance to you our records further suggest that your particular demand to forever shut your bank account had not been honored.
We donвЂ™t keep in mind them payment that is offering either! Must I compose for them to share with them we reject their offer and will also be referring the situation towards the ombudsman?
I truly wish to know just how much We borrowed when I asked for the account to be closed. Undoubtedly they need to offer this? ItвЂ™s gonna be over 10,000вЂ¦
Do you consider i’ve a decent situation for the ombudsman?
Actually appreciate your assistance with this, many thanks.